tag:blogger.com,1999:blog-12856135750812448.post7429357779144788118..comments2023-08-01T05:14:16.809-05:00Comments on *SCATTERED*: Real Estate Advice 101Only the Sheppardshttp://www.blogger.com/profile/12746320655851190325noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-12856135750812448.post-67422480802997254382009-06-03T09:24:05.766-05:002009-06-03T09:24:05.766-05:00So I've decided we need to write you in to HGT...So I've decided we need to write you in to HGTV, and have them start a new show called "Home Buying Nightmares". And of course you and Shep will be the premier episode!A Little Help in the Kitchenhttps://www.blogger.com/profile/04523607934750705595noreply@blogger.comtag:blogger.com,1999:blog-12856135750812448.post-45112546553532181472009-06-02T20:59:49.139-05:002009-06-02T20:59:49.139-05:00Sadly enough, it IS a bank, a big national bank at...Sadly enough, it IS a bank, a big national bank at that. The same one we've used for years and bought two other houses and some land through, it's just a different loan guy since our usual lady was promoted...Only the Sheppardshttps://www.blogger.com/profile/12746320655851190325noreply@blogger.comtag:blogger.com,1999:blog-12856135750812448.post-78121643553901630452009-06-02T07:35:32.293-05:002009-06-02T07:35:32.293-05:00#1 - dont go thru a mortgage broker. They are gene...#1 - dont go thru a mortgage broker. They are generally crooked and dont know a damn thing (no training needed). Use a bank to get your mortgages. As soon as the deal was accepted by the sellers bank everything should have been done within a month.<br /><br />#2 - If you are buying a house or refinancing, get to know your processor. They are the ones who actually get everything done on the loan, NOT the loan officer. LO's are just the facemen. You processor is the one who actually deals directly with the underwriter to get everything approved and they are the ones who know what you need to close.<br /><br />And yes, I am a mortgage loan processor and now have no respect for brokers and even less for loan officers.Drayke's Momhttps://www.blogger.com/profile/06968524832105972622noreply@blogger.com